For the complete documentation index, see llms.txt.

Business Loan Calculator API

finance 2 credits / call v2026-04-22

Estimate business loan payments, fees, payoff time, and interest.

One POST adds Business Loan Calculator to your app, site, workflow, or agent — formula, validation, edge cases, and docs already handled.

prefer a UI? Open the Business Loan Calculator on miniwebtool.com →

Start Starter → Requires Starter+ · $29/mo or get a free key to explore
Starts on Starter
Free keys can view docs and examples, but calls to this endpoint require Starter or higher.
Start Starter →

Endpoint

POST · 2cr
POST https://api.miniwebtool.com/v1/tools/business-loan-calculator/run

Request body

Field Type Req.
loan_amount float
interest_rate_percent float
loan_term_years
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str
origination_fee_percent float
extra_payment float
precision int

Cost & access

  • 2 credits per successful call — failed calls refund.
  • Starts on: Starter or higher.
  • Max payload: 65536 bytes.
  • Privacy mode: hash_only
  • Available on: starter, pro, business, scale

Response envelope

{
  "request_id": "01K...",
  "tool": "business-loan-calculator",
  "tool_version": "2026-04-22",
  "credits_used": 2,
  "result": { ... }
}

Try it

Stored only in this browser tab. Playground test key is prefilled and only works on this page. Get a live key →
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 10 | 12 | 15 | 20 | 25

Get a free key to explore

This endpoint starts on Starter ($29/mo) — Start Starter →. A free key still covers 1,000 calls/mo on free-tier endpoints.

One verification click, then your key + a ready-to-run request. No card, no spam.

Code examples

curl -X POST https://api.miniwebtool.com/v1/tools/business-loan-calculator/run \
  -H 'Authorization: Bearer mwt_live_YOUR_KEY' \
  -H 'Content-Type: application/json' \
  -d '{"loan_amount":100000,"interest_rate_percent":7,"loan_term_years":"5","origination_fee_percent":2,"extra_payment":100}'
import requests

resp = requests.post(
    'https://api.miniwebtool.com/v1/tools/business-loan-calculator/run',
    headers={'Authorization': 'Bearer mwt_live_YOUR_KEY'},
    json={'loan_amount': 100000, 'interest_rate_percent': 7, 'loan_term_years': '5', 'origination_fee_percent': 2, 'extra_payment': 100},
)
resp.raise_for_status()
data = resp.json()
print(data)
const resp = await fetch(
  'https://api.miniwebtool.com/v1/tools/business-loan-calculator/run',
  {
    method: 'POST',
    headers: {
      'Authorization': 'Bearer mwt_live_YOUR_KEY',
      'Content-Type': 'application/json',
    },
    body: JSON.stringify({"loan_amount":100000,"interest_rate_percent":7,"loan_term_years":"5","origination_fee_percent":2,"extra_payment":100}),
  }
);
const data = await resp.json();
console.log(data);
<?php
$ch = curl_init('https://api.miniwebtool.com/v1/tools/business-loan-calculator/run');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => [
        'Authorization: Bearer mwt_live_YOUR_KEY',
        'Content-Type: application/json',
    ],
    CURLOPT_POSTFIELDS => json_encode([
    'loan_amount' => 100000,
    'interest_rate_percent' => 7,
    'loan_term_years' => '5',
    'origination_fee_percent' => 2,
    'extra_payment' => 100
]),
]);
$resp = curl_exec($ch);
curl_close($ch);
print_r(json_decode($resp, true));
require 'net/http'
require 'json'
require 'uri'

uri = URI('https://api.miniwebtool.com/v1/tools/business-loan-calculator/run')
http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = (uri.scheme == 'https')

req = Net::HTTP::Post.new(uri)
req['Authorization'] = 'Bearer mwt_live_YOUR_KEY'
req['Content-Type'] = 'application/json'
req.body = {
  'loan_amount' => 100000,
  'interest_rate_percent' => 7,
  'loan_term_years' => '5',
  'origination_fee_percent' => 2,
  'extra_payment' => 100
}.to_json

resp = http.request(req)
puts JSON.parse(resp.body).inspect
package main

import (
  "bytes"
  "encoding/json"
  "fmt"
  "io"
  "net/http"
)

func main() {
  body, _ := json.Marshal(map[string]interface{}{
    "loan_amount": 100000,
    "interest_rate_percent": 7,
    "loan_term_years": "5",
    "origination_fee_percent": 2,
    "extra_payment": 100,
  })
  req, _ := http.NewRequest("POST", "https://api.miniwebtool.com/v1/tools/business-loan-calculator/run", bytes.NewReader(body))
  req.Header.Set("Authorization", "Bearer mwt_live_YOUR_KEY")
  req.Header.Set("Content-Type", "application/json")

  resp, err := http.DefaultClient.Do(req)
  if err != nil { panic(err) }
  defer resp.Body.Close()
  out, _ := io.ReadAll(resp.Body)
  fmt.Println(string(out))
}
import java.net.URI;
import java.net.http.*;

var client = HttpClient.newHttpClient();
var req = HttpRequest.newBuilder()
    .uri(URI.create("https://api.miniwebtool.com/v1/tools/business-loan-calculator/run"))
    .header("Authorization", "Bearer mwt_live_YOUR_KEY")
    .header("Content-Type", "application/json")
    .POST(HttpRequest.BodyPublishers.ofString("{\"loan_amount\":100000,\"interest_rate_percent\":7,\"loan_term_years\":\"5\",\"origination_fee_percent\":2,\"extra_payment\":100}"))
    .build();

var resp = client.send(req, HttpResponse.BodyHandlers.ofString());
System.out.println(resp.body());
how-to call business-loan-calculator
  1. Get an API key
    Get an API key. Choose the Starter plan or higher to receive a bearer token with access to this endpoint.
  2. Assemble the JSON body
    Required fields: loan_amount, interest_rate_percent, . See the Request body table above for the full schema.
  3. POST to https://api.miniwebtool.com/v1/tools/business-loan-calculator/run
    Headers: Authorization: Bearer <key> and Content-Type: application/json. Copy-paste snippets in 7 languages are under Code examples.
  4. Parse the response
    Envelope: {request_id, tool, tool_version, credits_used, result}. The typed output lives in result.
faq frequently asked
What does the Business Loan Calculator API do?+

Estimate business loan payments, fees, payoff time, and interest. Use it to add this utility without rebuilding formulas, validation, examples, and documentation.

How much does one call to Business Loan Calculator cost?+

2 credits per successful call. Failed calls (validation errors, 5xx) don't bill.

What parameters does the Business Loan Calculator API require?+

Required fields: loan_amount, interest_rate_percent. Full schema at /v1/openapi.json.

Is the Business Loan Calculator API deterministic?+

Yes — same input, same output, forever. Tool version 2026-04-22; output shape is stable within a major version.

Can an AI agent call the Business Loan Calculator API?+

Yes. Connect to https://api.miniwebtool.com/v1/mcp over the Model Context Protocol. The agent discovers `business-loan-calculator` with its JSON Schema automatically, so the model can plan while MiniWebtool handles the exact tool result.

What format does the API return?+

JSON with a stable envelope: `{request_id, tool, tool_version, credits_used, result}`. Errors are RFC 7807 `application/problem+json`.

mcp use from an AI agent

Every endpoint on this site is also exposed via the Model Context Protocol at https://api.miniwebtool.com/v1/mcp. Claude, Cursor, and any MCP-capable agent can discover this tool (business-loan-calculator) and its JSON Schema automatically — no client codegen.

# List tools the agent can call
curl -s https://api.miniwebtool.com/v1/mcp \
  -H 'Content-Type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}' \
 | jq '.result.tools[] | select(.name=="business-loan-calculator")'
see-also related finance tools